Wassima Lakhchini is a university professor, project manager, and research scholar at ENCG Settat, specialising in sustainable finance, with a focus on how digitalization and emerging AI technologies are transforming contemporary financial systems. Her research covers sustainable bond instruments, climate-finance mechanisms, and the strategic role of financial innovation in advancing global sustainability agendas. In parallel with her academic work, she has contributed to major initiatives on sustainability, SDG implementation, environmental justice, and governance innovation through her engagement with the United Nations Development Programme. Wassima has also participated in multidisciplinary research efforts reflecting her commitment to supporting African countries in strengthening financial governance, mobilising climate-aligned capital, and shaping more resilient and inclusive socioeconomic models. Her studies bridge academic insight and applied policy projects, positioning her work in the intersection of sustainable finance, technological transformation, and economic development strategy.