Ramesh Kumar (Ph.D.)is working as Associate Professor in Department of Commerce, PGDAV College Eve (University of Delhi). He did his Master in Finance and having Ph.D. in finance entitled “Customers Perspective with respect to Modern Payment System in Rural area of Sonipat”. He has more than 22 years teaching experience. He has contributed more than 65 research papers in various national and international repute journals and conference proceeding. He has also authored/edited 8 books in Commerce, Business Management and different areas of academic interest. He has actively participated and presented papers in more than 70 international and national conferences, seminars, workshops and FDP. He has authored of more than 12 chapters in different business and management edited books. He has completed two minor research projects funded by University of Delhi under innovation Research project scheme. He has organized a good number of lecture, webinar, industrial visit and extra-curricular activities. His areas of interest are investment management, finance and general management. He is actively involved in quality research in his specialized areas.