Arif Billah Dar (Ph.D.) is an Associate Professor of Economics at Shri Mata Vaishno Devi University, Katra, India. He holds a Ph.D. in Economics from Pondicherry Central University and has prior academic and research experience with institutions such as the Institute of Rural Management Anand (IRMA) and Institute of Management Technology(IMT) Ghaziabad. His research interests include environmental economics, macroeconomic policy, and financial markets. He has published extensively in reputed international journals and contributed to policy-oriented research initiatives. Dr. Dar is a recipient of the Prof. M. J. Manohar Rao Young Economist Award of the Indian Econometric Society and is actively involved in research supervision and academic collaboration.